Investors
and advisors sometimes think that changing things in their investment
portfolios makes sense.  The financial culture has even conditioned us
to believe we should expect this.  In reality, this is simply
market-timing and stock picking which is never a good idea.  Check out
this quick video regarding portfolio activity.  This is a good video to
share with your friends to see if they are constantly changing things. 
Let me know what you think.